Tips Kewangan Houseman - Langkah Ketiga
BismiLLAHirrahmanirrahim. Assalamualaikum w.b.t. Balance from previous post: RM2887. When you first received your salary, one of the most common advice is to set aside a portion of it for savings. Ada yang kata - simpan dulu sebelum belanja. Sebab nanti terlebih belanja pula ;D But in our situation, I listed all important expenses first (previous posts) because I don't want to have to withdraw the "supposedly" saved money. After we know the balance of the salary, my husband put aside: RM 350 - in Tabung Haji (neither of us had went for our Umrah/Hajj yet) RM 1025 - in ASBF RM 345 - in the bank account for car loan. We set aside RM 345 every month to use it specifically for car purposes (changing tires, services, insurance, road tax renewal). This is really helpful because at the end of the day, you won't have to fork out elsewhere when you need it. Balance: RM2887-RM350-RM1025-RM345 = RM1167 . These are what I consider as savings. We do not