Hidupku, matiku hanya untuk Allah.

BismiLLAHirrahmanirrahim. Assalamualaikum w.b.t. Part two here we go~ Balance from previous post: RM4550. Some people call it commitment, some call it expenses, I call it responsibility. The second step in managing finance is:  1. Responsibility to yourself. You have to put aside a portion of your income for self suste nance.  1. A roof over your head = rental/own house/room . 2. Bills = electric, water, sewer. My husband rented a room when he started his housemanship, the rent was RM300 . The house was occupied by other renters but I wanted him to pay the bills first; then collect the amount needed from each renter. When you know your bills, you know if something went wrong so you can adjust your usage. Rarely the water and sewer bills fluctuates but electric bills depends on weather, electrical appliances and multiple factors. Average total bills for a month: RM140 Balance: RM4550-RM300-RM140 = RM4110. 2. Responsibility to institutions. For this...

BismiLLAHirrahmanirrahim. Assalamualaikum w.b.t. I had been planning to write about this for a long time but I am just so lazy XD But last few days I had contacted a friend of mine who is currently in the same position (housewife to a houseman) about financial things and because we were communicating through text, it was hard for me to explain the details of every step. I could only gave her outline but it really made me uncomfortable not having the chance to explain the details. So here we go~ First of all I would like to introduce myself and warning - this post is in two languages (English and Malay). I am currently a housewife and self-employed financial planner to my husband who just finished his housemanship, alhamduLILLAH. So I have a clear idea and two whole years of experience in managing a houseman salary. The tips that I share most suitable to singles/couples without kids. Next, let us move on to the pay check. How much will you earn as a houseman? Seca...